Account Detail

• Minimum to Open: $1,000.00
• Minimum Daily Balance requirement: $1,000.00
• If unable to maintain Minimum Daily Balance requirement of $1,000.00, a $12.00 monthly maintenance fee will be imposed.
• Unlimited transactions
• No ATM Fee when using a First Commerce Bank ATM or an Allpoint^® Terminal.

Free With Account

• FREE MasterCard^® Debit Card
• FREE Online Banking Service
• FREE Telephone Banking Service
• FREE Electronic Bill Payment
• FREE Direct Deposit

How to Get Started

To open an Interest Checking Account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.

Account Detail

• Minimum to Open: $100.00
• No Minimum Balance to Maintain
• Receive an exclusive bump up rate* on Ultimate Rewards account balances up to $100,000 plus receive ATM Surcharge Rebates up to $10 per monthly statement cycle, account must be enrolled in E-Statements, receive 1 ACH Credit and receive 1 ACH Debit or Bill Pay transaction per monthly statement cycle.
• No ATM Fee when using a First Commerce Bank ATM or an Allpoint^®

Free With Account

• FREE Online Banking Service
• FREE Telephone Banking Service
• FREE Electronic Bill Payment
• FREE Direct Deposit
• Complimentary GenGold^® Benefits Plus Program membership with active Ultimate Rewards Checking Account

How to Get Started

To open an Ultimate Rewards Account, visit one of our First Commerce Bank locations or open an account online.

Open Online

Visit our rates page to learn more. If you have any questions, call your local branch or email: customerservice@firstcommercebk.com.

*Interest rate and terms are subject to change without prior notice after account opening.