We've got the Product for you!
Free Business Checking
Learn MoreAccount Detail
- Minimum to Open: $50.00
- No transaction limitations
- Unlimited Check-Writing Privileges
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE Mastercard® Debit Card
- FREE Online Banking Service
- FREE Mobile Banking
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Free Business Checking account, please visit one of our First Commerce Bank locations or open an account online.
If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
Business people laughing during a briefing at a conference table
Premier Business Checking
Learn MoreAccount Detail
- Minimum to Open: $500.00
- Minimum Daily Balance requirement: $5,000.00
- If unable to maintain Minimum Daily Balance requirement of $5,000.00, a $25.00 monthly maintenance fee will be imposed.
- Unlimited transactions
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Premier Business Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
A woman using a calculator and writing in a notebook
Non-Profit Checking
Learn MoreAccount Detail
- Minimum to Open: $50.00
- Minimum Daily Balance requirement: $1,000.00
- If unable to maintain Minimum Daily Balance requirement of $1,000.00, a $12.00 monthly maintenance fee will be imposed.
- Unlimited Check-Writing Privileges
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE Mastercard® Debit Card
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Non-Profit Checking account, please visit one of our First Commerce Bank locations or open an account online.
If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
lawyer IOLTA
IOLTA
Learn MoreAn IOLTA checking account pools the funds into a single, interest bearing account. On a monthly basis interest is forwarded to The IOLTA Fund Of The Bar Of New Jersey to fund legal expenses for those who are unable to afford legal services, and other justice related projects of the board.
Account Detail
- IOLTA Remittance Processing Fee: $35.00
- Minimum Balance for Service Charge: $0.00
Free With Account
- FREE Online Banking Service
- FREE Telephone Banking Service
How to Get Started
To open an IOLTA Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
Business man using a calculator at a desk covered in charts
Business Escrow (DESA)
Learn MoreThis product and service is ideal for property managers, landlords, attorneys, or anyone needing to hold deposits in escrow for another party.
Not only will this account help you better manage your client/tenant security deposits, it will also provide you with great benefits like interest on your subsidiary accounts, monthly statements for your master account, annual statements for your client/tenant accounts and FDIC insurance for each account.
We can also help reduce your administrative burdens with 1099 IRS Tax Forms automatically issued to clients at year-end
Features and Benefits
- A single master account will be established for all transactions
- A subsidiary account will be established for each client/tenant
- Unlimited sub accounts per master account
Account Detail
- Minimum to Open: $50.00
- W-9 form for each client/tenant required
Ready to get started?
Contact us to establish a new DESA Relationship or for assistance with your existing DESA account. Your banking relationship with us is very important. If you have any questions about DESA Account Relationships, please give us a call at 732-364-0032 or contact us at DESA@firstcommercebk.com to speak to our friendly Customer Service Staff.