NJ Consumer Checking

First Commerce Bank has a checking account specifically designed for our New Jersey consumers. This checking account is to assure the availability of low volume, low cost basic checking service for all NJ citizens.

Account Detail

  • Minimum to Open: $25.00
  • Monthly Service Charge: $3.00.
  • Limited to 8 free checks, a $0.50 per check fee for each check paid after the alotted 8 free checks per statement cycle. 
  • No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.

Free With Account

  • FREE MasterCard® Debit Card
  • FREE Online Banking Service
  • FREE Telephone Banking Service
  • FREE Electronic Bill Payment
  • FREE Direct Deposit

How to Get Started

To open a NJ Consumer Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call (732) 364-0032 or email: customerservice@firstcommercebk.com.

Great Rates ♦ Great Service ♦ Great People