Loan Rates

Commercial Loan Rates

Contact your Lender today for more information:
Eli Rennert, SVP/CLO, NMLS # - 1100340, Lakewood Office, (732) 719-3303
Daniela Apolito, VP, NMLS # - 1154369, Closter Office, (201) 767-7852
Daniel Jackson, VP, NMLS # - 816458, Lakewood Office, (732) 719-4161
Matthew Onorato, AVP, NMLS # - 1284039, Lakewood Office, (848) 299-4078
Jessica Sepulveda, AT, NMLS # 1489645, Closter Office, (201) 767-0985
Chris Smith, Commercial Loan Associate, NMLS # 1542099, Lakewood Office, (732) 364-0032

Consumer Loan Rates

Home Equity Line of Credit

  • Prime + ½% with a floor of 4.25% during draw down period, fixed rate at WSJ Prime +3.0% with a floor of 4.25% and ceiling of 12.0% during amortization period.

*APR is Annual Percentage Rate, the rate is effective as of December 27, 2016 and may be withdrawn at any time. Loans for a MINIMUM of $10,000 and a MAXIMUM of $500,000. 1-4 Primary residence only. Maximum Loan to Value 75%. Monthly payment example for each $1,000 borrowed at 3.75% for 1 year is $5.93.

Home Equity Loan

  • 4.25% Fixed for 5 Years
  • 4.75% Fixed for 10 Years
  • 5.00% Fixed for 15 Years
  • 5.25% Fixed for 20 Years

APR is Annual Percentage Rate, the rate is effective as of December 27, 2016 and may be withdrawn at any time. Loans for a MINIMUM $10,000 and a MAXIMUM of $500,000. 1-4 family primary residence only. Maximum Loan to Value 80%. Monthly Payment examples for each $1,000 borrowed at at 4.25% for 5ive years is $18.53. at 4.75% for ten years is $10.48, and at 5.25% for twenty years is $6.74. . Monthly payment does not include payment for taxes or insurance and the actual payment may be greater. Other rates and conditions may apply. Home Equity Loan is available as a first or second lien on owner-occupied, primary residences and can be the only Home Equity Loan on your property. Property insurance is required. Flood insurance may be required if real estate collateral is located in a flood zone. Additional terms and conditions apply.

Residential Mortgages

  • 5.00% Fixed for 10/30 Balloon ≤ $500,000
  • 5.25% Fixed for 10/30 Balloon > $500,000
  • 4.75% Fixed for 15 Years ≤ $500,000
  • 5.00% Fixed for 15 Years > $500,000 

*APR is Annual Percentage Rate, the rate is effective as of December 27, 2016 and may be withdrawn at any time. Loans for a MINIMUM of $10,000 and a MAXIMUM of $3,000,000. 1-4 Primary residence only. Maximum Loan to Value 80%. Monthly payment examples for each $1,000 borrowed at 5.00% for 10 years based on a 30-year amortization is $5.37 ≤ $500,000, at 5.25% for 10 years based on a 30-year amortization is $5.52 > $500,000, at 4.75% for 15 years is $7.78 ≤ $500,000 and at 5.00% for 15 years is $7.91 > $500,000.

Auto Loan Rates

  • New Cars 4.50% to 6.00% from 36 months to 72 months
  • Used Cars 5.25% to 6.50% from 36 months to 60 months
  • Call for more details

*APR is Annual Percentage Rate, the rate is effective as of December 27, 2016 and may be withdrawn at any time. Loans for a MINIMUM of $10,000 and a MAXIMUM of $100,000. Loan to values requirements vary. For new cars, monthly payment examples for each $1,000 borrowed at 4.50% for 36 months is $29.75 and at 6.00% for 72 months is $16.58. For used cars, monthly payment examples for each $1,000 borrowed at 5.25% for 36 months is $30.09 and at 6.50% for 60 months is $19.57. Other rates and conditions may apply.