Home Equity Lines of Credit

First Commerce Bank, believes in having the flexibility to utilize the equity in your home.  Lines are available from $10,000 to $500,000.  Our Home Equity Line of Credit provides several advantages:

  • Ten (10) year draw down period
  • Interest only payments during draw down period
  • Twenty year amortization after draw down period
  • Low variable interest rate
  • Access funds simply by writing a check
  • Tax advantaged borrowing*

*Consult your tax advisor for the possible tax advantages

Please see Loan Rates for important information regarding terms of the loan.

Contact your local Lender today:

Nancy Hong, AVP, NMLS # - 1167567, Englewood Branch, (201) 871-6900
Nicole Zelma, AVP, NMLS # 1108541, Closter Office, (201) 767-9995
Aynur Karce, AVP, NMLS # - 1391970, Teaneck Branch, (201) 530-0700
Viki Toor, Asst. Treasurer, NMLS # 622869, Allentown Office, (609) 259-2040
Frank Pindar, Asst. Treasurer, NMLS # - 1475542, Montvale Office, (201) 391-6000
Suzanne Lippincott, Asst. Treasurer, NMLS # - 1457996, Robbinsville Office, (609) 443-9600
Kimberly Flanagan, Asst. Treasurer, NMLS # - 884299,  Freehold Office, (732) 431-0700
Justin Gusmano, Asst. Treasurer, NMLS # - 899249, Fairfield Office, (973) 276-0200